-89.8%
UPST vs PAYC
-50.6%
-39.1%
-96.9%
Performance
Returns, benchmark comparison, and relative performance.
Performance by timeframe
Returns for 5y.
| Period | Portfolio | PAYC | Excess | Alpha |
|---|---|---|---|---|
| 1D | -1.6% | -3.7% | +2.0% | +1.1% |
| 7D | -3.5% | -2.9% | -0.7% | -1.5% |
| 30D | -7.1% | +32.8% | -39.9% | -27.6% |
| 3M | -13.1% | +69.3% | -82.4% | -45.6% |
| 6M | -1.1% | +74.0% | -75.1% | -40.9% |
| YTD | -35.9% | +46.4% | -82.3% | -56.1% |
| 1Y | -57.4% | +4.2% | -61.6% | -61.3% |
| 3Y | -14.9% | -19.7% | +4.9% | -11.8% |
| All | -89.8% | -50.6% | -39.1% | -79.5% |
Cumulative growth
Daily Returns
Daily percentage return beside PAYC.
Daily Out/Under-Performance
Portfolio return minus PAYC return. Positive bars indicate outperformance.
Daily Alpha
Portfolio daily return minus β × PAYC return. Early observations use the first valid beta; later observations use the trailing beta estimated for each date.
Cumulative Out/Under-Performance
Relative wealth over 5y: compounded portfolio wealth divided by compounded PAYC wealth, less one. Both series rebase at the selected span's start.
Cumulative Alpha
Compounded beta-adjusted residual returns apply the first valid beta to early observations, then the trailing beta ending on each date.
Updating return analytics…
5y analysis · Full analysis span regression · 6 months rolling