-12.1%
UPST vs PAYC
-47.9%
+35.8%
-96.9%
Performance
Returns, benchmark comparison, and relative performance.
Performance by timeframe
Returns for 10y.
| Period | Portfolio | PAYC | Excess | Alpha |
|---|---|---|---|---|
| 1D | -4.0% | -1.6% | -2.4% | -2.9% |
| 7D | -8.1% | -8.7% | +0.7% | -1.9% |
| 30D | -14.3% | +1.2% | -15.5% | -15.1% |
| 3M | -16.6% | +58.6% | -75.3% | -44.4% |
| 6M | -7.3% | +56.6% | -63.9% | -38.9% |
| YTD | -40.8% | +36.2% | -77.0% | -56.8% |
| 1Y | -62.4% | -2.2% | -60.2% | -64.3% |
| 3Y | -15.3% | -22.3% | +7.0% | -13.1% |
| 5Y | -91.1% | -53.9% | -37.2% | -84.9% |
| All | -12.1% | -47.9% | +35.8% | +44.6% |
Cumulative growth
Daily Returns
Daily percentage return beside PAYC.
Daily Out/Under-Performance
Portfolio return minus PAYC return. Positive bars indicate outperformance.
Daily Alpha
Portfolio daily return minus β × PAYC return. Early observations use the first valid beta; later observations use the trailing beta estimated for each date.
Cumulative Out/Under-Performance
Relative wealth over 10y: compounded portfolio wealth divided by compounded PAYC wealth, less one. Both series rebase at the selected span's start.
Cumulative Alpha
Compounded beta-adjusted residual returns apply the first valid beta to early observations, then the trailing beta ending on each date.
Updating return analytics…
10y analysis · Full analysis span regression · 6 months rolling