-30.7%
UPST vs PAYC
-42.5%
+11.8%
-96.9%
Performance
Returns, benchmark comparison, and relative performance.
Performance by timeframe
Returns for 10y.
| Period | Portfolio | PAYC | Excess | Alpha |
|---|---|---|---|---|
| 1D | -8.3% | +0.6% | -8.9% | -8.7% |
| 7D | -4.5% | -9.5% | +5.0% | +2.5% |
| 30D | -15.3% | +2.5% | -17.8% | -17.1% |
| 3M | -32.4% | +11.7% | -44.1% | -38.0% |
| 6M | -29.5% | +74.6% | -104.1% | -56.7% |
| YTD | -53.3% | +50.4% | -103.7% | -68.4% |
| 1Y | -47.4% | +44.0% | -91.4% | -63.1% |
| 3Y | -2.2% | +42.5% | -44.7% | -33.8% |
| 5Y | -92.0% | -50.3% | -41.8% | -87.5% |
| All | -30.7% | -42.5% | +11.8% | +5.6% |
Cumulative growth
Daily Returns
Daily percentage return beside PAYC.
Daily Out/Under-Performance
Portfolio return minus PAYC return. Positive bars indicate outperformance.
Daily Alpha
Portfolio daily return minus β × PAYC return. Early observations use the first valid beta; later observations use the trailing beta estimated for each date.
Cumulative Out/Under-Performance
Relative wealth over 10y: compounded portfolio wealth divided by compounded PAYC wealth, less one. Both series rebase at the selected span's start.
Cumulative Alpha
Compounded beta-adjusted residual returns apply the first valid beta to early observations, then the trailing beta ending on each date.
Updating return analytics…
10y analysis · Full analysis span regression · 6 months rolling